Refurbished RDM EC5000i Check Readers
This terminal has been TOTALLY Remanufactured. All new plastic, lenses,
spill-guards, paper covers, ribbon cover, power packs, and line cords.
ALL TERMINALS ARE LIKE NEW AND COME WITH A (1) ONE YEAR WARRANTY.
“Enabling ECC with image at the POS”
With RDM’s EC5000i, merchants
can capture all of the information
they need to transform a customer’s
check into an electronic transaction.
Capturing the image of the check at
the POS enables merchants to hand
the paper check back to the
customer. The EC5000i also
captures images of receipts from
debit, credit, and ACH transactions.
The EC5000i eliminates the paper
trail that is associated with traditional
check payments while providing the
advantage of having an image of
these documents for future
Benefits to Payment Processor
The EC5000i allows payment
processors to save time and money
on electronic check transactions.
Benefits to Consumer
In a non guarantee setting, having
the image of the check benefits the
merchant in several different ways:
• Faster collection on NSF or
• Fast dispute resolution on
electronic check transactions.
• Accelerated cash flow, lower
fees and idle balances in local
• Check writer information for
customer reports (data mining).
The benefits to the payment
• Faster collection on NSF
checks or administrative
• Improved collection rate.
• Increased staff productivity.
• Fast dispute resolution on
converted check transactions.
• More NSF fees revenue.
Checks are still the preferred
method of payment by many
consumers. Check volume is
roughly 68 billion annually and
growing. Consumers will continue
to use checks at the POS.
benefits to the consumer are:
•NSF checks and administrative
returns are cleared more
quickly creating a faster open to
• Consumers can continue to use
their preferred method of
payment (check) at the POS.
•Complete check transaction
information will be displayed on
monthly bank statement.
•Customer retains check
reducing the risk of fraud.
RDM’s EC5000i along with RDM’s
Payment Archive Service offers a
complete solution for electronic
check conversion at the point of
• Transforms checks
• Reads the MICR line
and captures the
image of the check at
• Reduces the expense
of accepting checks at
• Eliminates labor
handling of checks and
• Allows timely dispute
resolution on ECC
lncreasing End-User Value from ECC.
Power of Converting Paper to Digital lnformation.
Eliminating paper at the POS represents a dramatic process improvement over prior practices. Checks
and signed credit/debit card receipts – in digital form – can be stored centrally, retrieved when needed,
routed to the appropriate end-user – all in an unattended manner. For monetary transactions this
capability translates into a compelling cost-justification. Sources of pay-back accumulate from
accelerated cash flow, lower banking fees, fewer NSF returns, elimination of idle balances in local
bank accounts, ACH collection of return items / handling fees and electronic responses to chargebacks
to protect credit/debit card deposits. The image capability provided by the ECC with image
solution enables the retailer to enjoy these earnings improvements while returning the check / signed
receipts directly back to the consumer. The cash register – only contains cash. The image is readily
available for dispute resolution or return item collection.
Building Relationships from Transactions
Consumer checks contain valuable information not available to retailers on any other form of payment
– specifically, their customer’s name and address. Many times, the check also contains pre-printed
Drivers License and phone number information. Having the check image archived provides a strategic
repository of valuable information that can be used to profile home location through ZIP codes that
translate directly into demographic knowledge. This information linked to transaction frequency and
value information can dramatically increase the effectiveness of advertising dollars. This same
database provides an automated means to enable loyalty programs for check payments as an
alternative payment option to the expensive bank card alternatives.
RDM EC5000i Models
Model lmage Storage Modem Typical Applications
EC5001i Approx. 25 Images No
EC5002i Approx. 350 Images No
The EC5000i delivers the functionality needed to make ECC a low cost payment method for the
merchant and payment processor.
The EC5001i is the base model and is used in PC
applications where the images are stored in the PC or
on-site. If the images are being stored off-site, the
local PC’s attached modem can be used for
transmission of images.
The EC5002i has all the same features as the EC5001i
with increased internal image storage capability. This
is used in applications where the images are not
directly stored in the PC but are batched in the scanner
and transmitted at a later date by the PC’s modem.
EC5003i Approx. 350 Images Yes The EC5003i is used in a high volume dial-up retail
POS electronic check conversion environment for
volumes higher than 175 checks per day. It is typically
used in a terminal application but can also be used with
a PC. The internal modem is used to transmit the
images to an image archive.
EC5004i Approx. 175 Images Yes The EC5004i is the standard electronic check
conversion model. It is used in a lower volume dial-up
retail environment (less than 175 checks per day). It is
typically used in a terminal application but can also be
used with a PC. The internal modem is used to
transmit the images to an image archive.